A 27-year-old woman and a 5-month-old baby girl are dead after a boat capsized near the Statue of Liberty Saturday night — another failure of basic safety oversight in one of America's most critical harbors while federal dollars flow everywhere except the infrastructure that actually serves citizens at home.

The NYPD says a 911 call came in at about 10:25 p.m. reporting the vessel overturned near Liberty Island. Fourteen people ended up in the water. By the time police arrived, twelve had been pulled to safety. Divers located the woman and the infant and rushed them to NYU Langone Hospital Brooklyn, where both were pronounced dead. Police have not confirmed whether the two victims were related.

The New York Post reported the vessel was a 22-foot bowrider motorboat — a craft that size carrying fourteen people raises immediate questions about capacity and whether any safety enforcement was in place on a busy Saturday night in New York Harbor. The Post captured the anguish at the hospital, where a loved one could be heard screaming, "No. Why? Why? No." Some survivors were still clutching their life jackets in the hospital lobby.

CNN and KRDO covered the basic facts — the timeline, the rescue operation, the pending investigation — but both outlets buried the operational question: what was a small recreational boat doing with fourteen souls aboard in one of the most heavily trafficked waterways in the United States, and who is supposed to be checking that before disaster strikes?

The U.S. Coast Guard says investigators are en route to interview the vessel's captain. No arrests have been made, according to the NYPD. The cause of the capsizing remains unclear.

What is clear is that this harbor sits under the watch of multiple agencies — Coast Guard, NYPD Harbor Unit, FDNY marine operations — and still a boat loaded past any reasonable capacity flipped in darkness steps from the nation's most famous monument. The press will memorialize the victims and move on. The harder question is who in the chain of oversight let this happen, and whether any official will answer for it before the next family is pulled from the water.

Congress can find billions for foreign adventures and green subsidies. Safe waterways at home apparently wait their turn.