The NCAA is drowning in lawsuits of its own making, and now it wants Congress to throw it a lifeline. Ordinary Americans who care about fair competition and the rule of law should take note: this is what institutional cowardice looks like when the bill finally comes due.

The organization that governs college athletics adopted a new age-based eligibility model giving athletes five years to play five seasons — a commonsense reform. But it deliberately excluded the 2022 recruiting class from the new rule, and the fallout has been pure chaos in courtrooms across the country.

Athletes who were denied the extra season have started filing civil lawsuits, arguing they deserve the same benefits as athletes covered under the new structure. According to Fox News, it has become a daily occurrence — the organization tasked with enforcing its own rules is constantly reacting to another lawsuit filed in state or federal court.

The NCAA is now lobbying lawmakers to pass the "Protect College Sports Act," which would grant the organization greater antitrust protections against these challenges. In other words: the NCAA made a mess, and now it wants Congress to shield it from the consequences.

Here's the kicker — the NCAA was warned. When former Vanderbilt linebacker Langston Patterson sued over eligibility limits, attorney Ryan Downton says he explicitly asked the NCAA to give everyone five years. They refused. "Now they've done it, but excluded the athletes asking for the change," Downton told OutKick-Fox News. "It feels like the NCAA is saying, 'you had a good idea, but we can't let you enjoy the benefits of it.'" Downton noted the NCAA even rebranded the concept: "We called it 'five-for-five.' They call it 'age-based eligibility.' It's the same thing, but the NCAA tries to pretend it isn't."

Had the NCAA simply grandfathered in the 2022 class, this legal avalanche might never have happened. Instead, lawyers are fielding more calls than a 911 operator on a football Saturday.

The practical damage is real. Fox News reports that as college football teams open fall camp, there are too many newly eligible athletes and not enough roster spots. College basketball programs, anticipating the chaos, left one or two spots open — but football has no such luxury.

The Richmond Times-Dispatch, covering the local angle on how the eligibility rulings affect VCU basketball, illustrates how the chaos ripples down to individual programs trying to navigate roster decisions amid legal uncertainty.

The NCAA had the chance to do the simple, fair thing — apply the rule to everyone. It chose not to. Now it's paying the price in courtrooms, and asking senators to bail it out. The question isn't whether Congress will act. It's whether any institution that fails this badly at enforcing its own rules deserves protection from the consequences.