We need financial literacy at every school in Canada and the United States. When you show kids what a balance sheet and an income statement is, suddenly the uninteresting theory hits you right in the face and you now consider your own mortality. That Lamborghini you dreamed about since you were 7? Well that's going to cost you, and you need to work your ass off to make it happen. Then you learn the value of "Must Have" vs. "Nice to Have".