Fed prints dollars out of thin air, charges taxpayers for the privilege, and gives it to crony Banks.
Banks give mortgages to anyone with a pulse, including Pajeet and Pablo who will pack the house with a dozen people and ten cars in the driveway.
Responsible savers who refuse to go into half a million in debt get priced out and stuck renting.
Economy shits the bed, recession hits, banks foreclose on Pajeet and Pablo because they can no longer make the payments.
Responsible savers get fucked again by being forced to bail out the banks with their taxes, who will then turn around and print even more dollars and start the cycle all over again.