Praedor is discussing:

While Hispanic homeownership rate is on the rise, the black homeownership rate has fallen 8.6 percentage points, hitting an all-time low in the first quarter of this year, according to census data.

The obvious answer is to go back to 0 down payment loans! And BALLOON mortgages! Let's give them no down payment loans again and make them balloon payment loans and REALLY blow the economy to hell. Maybe this time the big banks will be allowed to actually DIE DIE DIE!

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