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There isn't much money in private higher ed these days, and Oberlin is on a tight budget ($4.7 million deficit according to this article: https://www.insidehighered.com/news/2019/04/18/amid-budget-deficits-and-unfavorable-demographics-oberlin-pushes-do-more-less ). This is an insurance claim for them, but they will need to pay a deductible, insurance rates will go up (for everybody), donors will shy away from giving, and enrollment will decrease. The punitive damages are high enough that Oberlin is going to feel this one, which needs to happen so colleges feel pressure to knock off this nonsense.

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